Practical guides to solar, roofing, windows, home security and home warranties.https://www.lessdebt.com/https://www.lessdebt.com/steps-to-handle-post-holiday-debts/https://www.lessdebt.com/steps-to-handle-post-holiday-debts/Now that we are now in the post-holiday season, many people are facing additional debts after shopping for their loved ones. The pandemic has caused many to carry a heavy debt load and this made holiday shopping way too expensive. Maybe you, like manMon, 08 Feb 2021 00:00:00 GMThttps://www.lessdebt.com/building-a-roth-conversion-ladder/https://www.lessdebt.com/building-a-roth-conversion-ladder/If you’ve invested in a tax-deferred retirement savings account such as a traditional IRA or a 401(k), you might be interested in learning more about a Roth conversion ladder. This wiThu, 21 Jan 2021 00:00:00 GMThttps://www.lessdebt.com/what-is-peer-to-peer-lending/https://www.lessdebt.com/what-is-peer-to-peer-lending/Peer-to-peer lending is a convenient way of financing that allows you to obtain a loan from another individual called an investor. By borrowing money in this way, you avoid using a financial institution, such as a bank or credit union. In other wordsWed, 16 Dec 2020 00:00:00 GMThttps://www.lessdebt.com/how-to-send-an-invoice-on-paypal/https://www.lessdebt.com/how-to-send-an-invoice-on-paypal/Want to learn how to create and send a PayPal invoice? Follow our guide to learn how to quickly and easily make one.Mon, 30 Nov 2020 00:00:00 GMThttps://www.lessdebt.com/saving-for-college-or-retirement-what-to-do/https://www.lessdebt.com/saving-for-college-or-retirement-what-to-do/If you are a parent that would like to begin saving for college, you may question how to prioritize your finances. Many of you with college-age kids would like to help your children but then are also considering retirement. Which is more important? IThu, 12 Nov 2020 00:00:00 GMThttps://www.lessdebt.com/top-tips-to-get-out-of-debt-faster/https://www.lessdebt.com/top-tips-to-get-out-of-debt-faster/If you are reading this, you must have a goal to get out of debt faster. Most likely, you have heard you should avoid paying only the minimum payments on credit cards and high-interest loans. This advice is absolutely true. The best way to get out ofThu, 05 Nov 2020 00:00:00 GMThttps://www.lessdebt.com/the-new-venmo-card-what-you-need-to-know/https://www.lessdebt.com/the-new-venmo-card-what-you-need-to-know/Peer-to-peer options have made life a lot more convenient. If you are splitting a check or want to tip out your hairdresser directly, with a tap of a button you can easily send them money. If you use Venmo a lot, you should consider the new Venmo creThu, 29 Oct 2020 00:00:00 GMThttps://www.lessdebt.com/how-to-drastically-save-on-grocery-bills/https://www.lessdebt.com/how-to-drastically-save-on-grocery-bills/If you are working to become debt-free, then trying to save on things like your grocery bills becomes important. Groceries aren’t exactly the first thing people look at when trying to reduTue, 20 Oct 2020 00:00:00 GMThttps://www.lessdebt.com/25-ways-to-get-out-of-debt-on-your-own/https://www.lessdebt.com/25-ways-to-get-out-of-debt-on-your-own/Around 80% of Americans are caught up owing all kinds of money and desire to get out of debt. These range from house-related debts such as mortgages and home equity lines of credit (HELOCs) to revolving debts (such as credit cards and retail cards) aTue, 06 Oct 2020 00:00:00 GMThttps://www.lessdebt.com/common-mistakes-that-cause-a-low-credit-score/https://www.lessdebt.com/common-mistakes-that-cause-a-low-credit-score/A low credit score will impact your life negatively in more ways than you can imagine. From problems getting loans approved to high-interest rates and insurance premiums, the list goes on. The mosSat, 26 Sep 2020 00:00:00 GMThttps://www.lessdebt.com/top-savings-account-options-including-iras/https://www.lessdebt.com/top-savings-account-options-including-iras/A savings account is one of the best and safest places for your money but perhaps you want to explore IRAs and others. Not only is the stash easily accessible from there, but you also get to earn interest on it. We will show you more about popular opSun, 20 Sep 2020 00:00:00 GMThttps://www.lessdebt.com/10-best-credit-cards-for-cool-benefits/https://www.lessdebt.com/10-best-credit-cards-for-cool-benefits/Want to know about the best credit cards out there for cool perks and lots of credit card benefits and rewards? We have all heard of credit cards that provide things like low interest rateshttps:Sat, 19 Sep 2020 00:00:00 GMThttps://www.lessdebt.com/understanding-personal-loans/https://www.lessdebt.com/understanding-personal-loans/!Couple getting a personal loan with a loan officerTue, 15 Sep 2020 00:00:00 GMThttps://www.lessdebt.com/teaching-kids-about-money-skills/https://www.lessdebt.com/teaching-kids-about-money-skills/Teaching kids about the importance of money in life is crucial. Parents can help develop their kids’ financial habits beginning from a young age by turning everyday activities into learning experiences. As your kids grow and learn, you'll want to chaSat, 12 Sep 2020 00:00:00 GMThttps://www.lessdebt.com/buy-now-pay-later-sites-are-they-worth-it/https://www.lessdebt.com/buy-now-pay-later-sites-are-they-worth-it/Buy now pay later sites do exactly as their name says – they allow you to purchase something with only a portion of the total price as an installment. You won't need to make the entire payment at the time of the purchase. Depending on the product andFri, 21 Aug 2020 00:00:00 GMThttps://www.lessdebt.com/do-rent-reporting-services-really-help-your-credit/https://www.lessdebt.com/do-rent-reporting-services-really-help-your-credit/Did you know that making your rent payments on time can have a major positive impact on your credit score? The three national credit bureaus in the U.S. namely Equifax, Experian, and TransUnionhttFri, 21 Aug 2020 00:00:00 GMThttps://www.lessdebt.com/10-apps-that-loan-you-money/https://www.lessdebt.com/10-apps-that-loan-you-money/Thu, 20 Aug 2020 00:00:00 GMThttps://www.lessdebt.com/travel-tips-how-you-can-save-money-on-vacation/https://www.lessdebt.com/travel-tips-how-you-can-save-money-on-vacation/The need for a vacation is often underrated. People get so absorbed in their busy schedules that they tend to ignore the importance of taking time off. A number of studiesThu, 20 Aug 2020 00:00:00 GMThttps://www.lessdebt.com/new-mortgage-loans-5-tips-you-should-know/https://www.lessdebt.com/new-mortgage-loans-5-tips-you-should-know/!Happy couple going to apply for a mortgageMon, 17 Aug 2020 00:00:00 GMThttps://www.lessdebt.com/17-ways-to-save-on-your-groceries/https://www.lessdebt.com/17-ways-to-save-on-your-groceries/Groceries are essential to life. After all, we have to eat as a basic life necessity. But if you are working to reduce your debt, you'll want to save on groceriesMon, 08 Jun 2020 00:00:00 GMThttps://www.lessdebt.com/20-simple-ways-to-save-every-day/https://www.lessdebt.com/20-simple-ways-to-save-every-day/There are some very simple and practical ways to save money every day that you may not have thought about. With a little planning, you can accomplish adopting a few easy money-savers and reach your goal of a debt-free life. Follow these inexpensive tSun, 07 Jun 2020 00:00:00 GMThttps://www.lessdebt.com/best-apps-to-save-you-money/https://www.lessdebt.com/best-apps-to-save-you-money/If you are trying to pay down debt you might be wondering what are the best apps to save you money. You depend on your phone for a lot and apps are extremely helpful for a lot ot things including saving money. Mobile apps offer an easy way to save onSun, 07 Jun 2020 00:00:00 GMThttps://www.lessdebt.com/how-to-cut-the-cable-cord-and-save-money/https://www.lessdebt.com/how-to-cut-the-cable-cord-and-save-money/Are you ready to cut the cord? We all know that cable television bills are getting outrageously expensive! It can be hard for people to afford cable television with prices getting higher by the month and an average cost of over $100 each month. If yoFri, 05 Jun 2020 00:00:00 GMThttps://www.lessdebt.com/top-ways-to-save-for-your-childs-college-education/https://www.lessdebt.com/top-ways-to-save-for-your-childs-college-education/You probably are aware of the growing high price tag for a college education and may be wondering how to save for your child’s college education. As with any savings or investment, the earlier you put money aside, the better. We can show you some wayThu, 04 Jun 2020 00:00:00 GMThttps://www.lessdebt.com/best-strategy-help-earn-credit-card-rewar-d-points/https://www.lessdebt.com/best-strategy-help-earn-credit-card-rewar-d-points/Credit cards with reward points can be a fantastic way to save up for the special item that you've been eyeing. Credit card reward points can also be a great way to pay down your debt as well. The trMon, 27 Apr 2020 00:00:00 GMThttps://www.lessdebt.com/loans-pay-off-debt/https://www.lessdebt.com/loans-pay-off-debt/Do you need to pay off your debt? Maybe you have outstanding student loans or a lot of credit card debt. It can feel very overwhelming and you want to be able to see the light at the end of the tunnel. Find out the best ways types of loans to help yoMon, 27 Apr 2020 00:00:00 GMThttps://www.lessdebt.com/social-financing-student-loan-debt/https://www.lessdebt.com/social-financing-student-loan-debt/!Male student in a bubble with books and I.O.U.s.Thu, 23 Apr 2020 00:00:00 GMThttps://www.lessdebt.com/student-loan-forgiveness-do-you-qualify-to-get-your-student-debt-cancelled/https://www.lessdebt.com/student-loan-forgiveness-do-you-qualify-to-get-your-student-debt-cancelled/!Graduation cap with student loan debtThu, 16 Apr 2020 00:00:00 GMThttps://www.lessdebt.com/get-more-cash-from-your-cash-back-credit-card/https://www.lessdebt.com/get-more-cash-from-your-cash-back-credit-card/!cash back credit cardSun, 05 Apr 2020 00:00:00 GMThttps://www.lessdebt.com/types-of-students-loans/https://www.lessdebt.com/types-of-students-loans/You are ready to take the plunge and to take your education to the next level. Getting your college degree whether it's a master's or bachelor's can be out of reach unless you get Student Loans. Unfortunately, there isn’t a one size fits all for everSun, 29 Mar 2020 00:00:00 GMThttps://www.lessdebt.com/top-things-to-know-before-you-get-your-first-credit-card/https://www.lessdebt.com/top-things-to-know-before-you-get-your-first-credit-card/It's a very exciting time in your life when you are working to get a credit card for the first time. Having a credit card may feel like you’ve become an adult and provide you financial freedom. But make sure you take this responsibility seriously andWed, 25 Mar 2020 00:00:00 GMThttps://www.lessdebt.com/free-and-fun-things-to-do-at-home/https://www.lessdebt.com/free-and-fun-things-to-do-at-home/Are you looking for free and fun things to do at home? Perhaps you are stuck home due to a storm, illness in your family, emergency or maybe you are purposely trying to stay home to save money to pay off your debtMon, 16 Mar 2020 00:00:00 GMThttps://www.lessdebt.com/why-you-dont-want-to-owe-venmo-money/https://www.lessdebt.com/why-you-dont-want-to-owe-venmo-money/If you are one of many using Venmo, it is wise to not owe money. You may be reading this article because you are concerned about your Venmo account. Perhaps you have accrued a balance that you now owe and wonder how it impacts your overall debt and cFri, 07 Feb 2020 00:00:00 GMThttps://www.lessdebt.com/top-questions-to-ask-when-buying-a-used-car/https://www.lessdebt.com/top-questions-to-ask-when-buying-a-used-car/Buying a used or pre-owned car, truck, or SUV makes good money sense. It can save you thousands a dollars and keep your monthly car payments low. Since the car has already been owned by someone else whether itThu, 25 Jul 2019 00:00:00 GMThttps://www.lessdebt.com/low-interest-rate-credit-cards/https://www.lessdebt.com/low-interest-rate-credit-cards/It’s no secret that we all love going on shopping sprees. Our credit cards can be our best friends during the holidays and there are often many benefits from shopping with credit. However, without a credit limit or spending too much, a credit card caThu, 07 Mar 2019 00:00:00 GMThttps://www.lessdebt.com/make-money-from-home/https://www.lessdebt.com/make-money-from-home/You have options to make money from home, whether you’re a full-time stay-at-home parent looking to increase the household budget, a college student wanting to make money while in college for textbooks or nightlife, or you have a job and just want toFri, 01 Mar 2019 00:00:00 GMThttps://www.lessdebt.com/auto-loan-savings/https://www.lessdebt.com/auto-loan-savings/Whether it is a brand new with the new car smell or car that's new to you, it can be very exciting getting a new one. Sometimes though, it can feel overwhelming when you have to pay that first month's car payment. We wanted to share some tips with yoThu, 28 Feb 2019 00:00:00 GMThttps://www.lessdebt.com/compare-8-personal-loans-companies/https://www.lessdebt.com/compare-8-personal-loans-companies/!Comparison of 8 Top Personal Loans CompaniesWed, 27 Feb 2019 00:00:00 GMThttps://www.lessdebt.com/mortgage-payment-calculator/https://www.lessdebt.com/mortgage-payment-calculator/As mortgage rates continue to rise and debt in America gets larger, you must take control of your personal finances and outstanding debt. Start by utilizing available financial tools such as a mortgage payment calculator. It will help you better undeTue, 22 Jan 2019 00:00:00 GMThttps://www.lessdebt.com/10-warning-signs-of-too-much-debt/https://www.lessdebt.com/10-warning-signs-of-too-much-debt/!Man feeling overwhelmed with too much debtSat, 05 Jan 2019 00:00:00 GMThttps://www.lessdebt.com/top-5-factors-when-choosing-a-personal-loan/https://www.lessdebt.com/top-5-factors-when-choosing-a-personal-loan/A personal loan can be a great solution to your financial problems. Whether you need money for an unforeseen emergency or to pay utility, medical or credit card bills, or to pay educational exSat, 10 Nov 2018 00:00:00 GMThttps://www.lessdebt.com/saving-for-a-house-101-getting-started/https://www.lessdebt.com/saving-for-a-house-101-getting-started/Saving for a house is an exciting time. Owning your own home is better than renting for many reasons but most importantly you will be improving your own financial portfolio. To get started, you should know that the housing market is competitive. TherFri, 02 Feb 2018 00:00:00 GMThttps://www.lessdebt.com/credit-card-monthly-payment-calculator/https://www.lessdebt.com/credit-card-monthly-payment-calculator/Americans owe more money now than at any time in history. The situation will become worse if individuals do not take steps to eliminate or reduce debt, instead of paying off credit card minimum payments to each credit card company. Making additionalThu, 21 Dec 2017 00:00:00 GMThttps://www.lessdebt.com/debt-affect-credit-score/https://www.lessdebt.com/debt-affect-credit-score/At some point or another in our lives, we’ve all had some kind of debt accumulate. Whether it was something small that you borrowed from a family member or a larger debt with a financial institution, the importance of paying it off on time and as reqSat, 16 Dec 2017 00:00:00 GMThttps://www.lessdebt.com/credit-repair-companies-guide/https://www.lessdebt.com/credit-repair-companies-guide/There can be nothing worse than trying for a loan or applying for a credit card only to be turned down when you thought that you had a good credit score behind you. Our credit scores hold so much weight in this world so when they’re less than favorabThu, 14 Dec 2017 00:00:00 GMThttps://www.lessdebt.com/identify-the-best-type-mortgage-loan/https://www.lessdebt.com/identify-the-best-type-mortgage-loan/There are many types of mortgage loans out there. From fixed loans to loans that change interest rates during the duration of the loan and government loans. Find out which works best for your situation. Learning exactly what they are and which instanTue, 31 Oct 2017 00:00:00 GMThttps://www.lessdebt.com/things-consider-applying-residential-mortgage/https://www.lessdebt.com/things-consider-applying-residential-mortgage/Getting a home loan is no joke—and mortgage lenders never joke about it, either. It’s a serious matter. 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