Practical guides to debt, credit and borrowing. What things really cost, how to compare offers, and how to stop paying more than you need to.
Now that we are now in the post-holiday season, many people are facing additional debts after shopping for their loved ones. The pandemic has caused many to carry a heavy debt load and this made holiday shopping way too expensive. Maybe you, like man
If you’ve invested in a tax-deferred retirement savings account such as a traditional IRA or a 401(k), you might be interested in learning more about a Roth conversion ladder. This wi
Peer-to-peer lending is a convenient way of financing that allows you to obtain a loan from another individual called an investor. By borrowing money in this way, you avoid using a financial institution, such as a bank or credit union. In other words
Want to learn how to create and send a PayPal invoice? Follow our guide to learn how to quickly and easily make one.
If you are a parent that would like to begin saving for college, you may question how to prioritize your finances. Many of you with college-age kids would like to help your children but then are also considering retirement. Which is more important? I
If you are reading this, you must have a goal to get out of debt faster. Most likely, you have heard you should avoid paying only the minimum payments on credit cards and high-interest loans. This advice is absolutely true. The best way to get out of
Peer-to-peer options have made life a lot more convenient. If you are splitting a check or want to tip out your hairdresser directly, with a tap of a button you can easily send them money. If you use Venmo a lot, you should consider the new Venmo cre
The basics of getting out of debt and staying out.
Now that we are now in the post-holiday season, many people are facing additional debts after shopping for their loved ones. The pandemic has caused many to carry a heavy debt load and this made holiday shopping way too expensive. Maybe you, like man
If you’ve invested in a tax-deferred retirement savings account such as a traditional IRA or a 401(k), you might be interested in learning more about a Roth conversion ladder. This wi
Want to learn how to create and send a PayPal invoice? Follow our guide to learn how to quickly and easily make one.
Choosing cards, using them well and protecting your score.
If you are reading this, you must have a goal to get out of debt faster. Most likely, you have heard you should avoid paying only the minimum payments on credit cards and high-interest loans. This advice is absolutely true. The best way to get out of
Want to know about the best credit cards out there for cool perks and lots of credit card benefits and rewards? We have all heard of credit cards that provide things like low interest rateshttps:
Credit cards with reward points can be a fantastic way to save up for the special item that you've been eyeing. Credit card reward points can also be a great way to pay down your debt as well. The tr
Personal loans, auto loans and student debt, compared honestly.
!Couple getting a personal loan with a loan officer
Do you need to pay off your debt? Maybe you have outstanding student loans or a lot of credit card debt. It can feel very overwhelming and you want to be able to see the light at the end of the tunnel. Find out the best ways types of loans to help yo
Buying, refinancing and cutting what you pay to the bank.
!Happy couple going to apply for a mortgage
There are many types of mortgage loans out there. From fixed loans to loans that change interest rates during the duration of the loan and government loans. Find out which works best for your situation. Learning exactly what they are and which instan
Getting a home loan is no joke—and mortgage lenders never joke about it, either. It’s a serious matter. It's important that you know the different advantages and disadvantages that you may encounter during the application process and after.
Everyday ways to keep more of what you earn.
If you are a parent that would like to begin saving for college, you may question how to prioritize your finances. Many of you with college-age kids would like to help your children but then are also considering retirement. Which is more important? I
The need for a vacation is often underrated. People get so absorbed in their busy schedules that they tend to ignore the importance of taking time off. A number of studies
Are you ready to cut the cord? We all know that cable television bills are getting outrageously expensive! It can be hard for people to afford cable television with prices getting higher by the month and an average cost of over $100 each month. If yo
Peer-to-peer lending and newer ways to borrow.
Peer-to-peer lending is a convenient way of financing that allows you to obtain a loan from another individual called an investor. By borrowing money in this way, you avoid using a financial institution, such as a bank or credit union. In other words
!Male student in a bubble with books and I.O.U.s.
